Financial Literacy For Tweens

Ages 11-13

The tween years bring important financial lessons and likely some challenges too. The foundation of life and money lessons you’ve taught your kids are essential in these next few years. So too are honest and consistent messages that recognize your kids’ views, while maintaining and supporting your core values. The primary thing that kids want at this age is to be viewed as young adults. Promoting greater financial maturity and more independent financial decisions can be a win-win for the whole household.

Key Money Basics for Ages 11-13

  • It’s time to promote more responsible money behavior through budgeting skills.
  • Instill the value of working with small jobs near home.
  • Require your kids to begin planning for longer-term spending and saving goals.
  • Share the importance of giving to others.
  • Work with your child to broaden bank management skills.

Scroll below to learn more about:

  • Peer Pressure:  Responding appropriately to mounting tween and teen peer pressure.
  • Spending:  Expanding purchase responsibilities and independent decisions.
  • Allowance:  Promoting stronger money management with a bi-weekly allowance.
  • Earning:  Promoting self confidence and building a work ethic.
  • Savings:  Setting longer saving objectives and requirements.
  • Banking:  Utilizing technology to monitor banking balances together.
  • Giving:  Aligning your family values with giving objectives.
  • Borrowing:  Teaching your kids the valuable lesson of how to get out of debt.
  • Lifestyle:  Being cognizant of the lifestyle your kids observe.
  • Role Modeling:  Speaking and acting wisely to set a good example.

Are you ready to get serious about your family’s finances?

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Financial advice for kids ages 11, 12 and 13